Financial markets were not friendly in 2018. Over the last few months, the markets were actually just plain mean. For my clients, I’ve been sticking to a more conservative approach that helped to somewhat lessen the blow. That basically means I chose to invest less-heavily in stocks than I could have been. However, in all […]
Your New Year Advisor Checklist
The turn of a new calendar year holds special appeal. It’s a natural time to reflect. It’s also a moment to set a new course for your personal finances. For some, seeking the help of a financial pro feels unnecessary. I know people who run circles around some financial advisors! But, most people aren’t comfortable […]
Portfolio Actions Explained
Over the past couple days, I made some adjustments to your portfolio. These changes were driven by the recent market downturn. December has been quite negative, adding to the overall negativity this past quarter. This note explains the changes I’ve made and my current approach to the structure of your portfolio. My overall characterization of […]
Quarterly Letter | Q4 2018
It won’t come as a surprise that financial markets were not friendly in 2018. Over the last few months, the markets were just plain mean. Fortunately, sticking to a more conservative approach helped to somewhat lessen the blow. That basically means you were invested less-heavily in stocks than you could have been. However, in all […]
Driving the Yield Curve Roundabout
“To every thing there is a season, and a time to every purpose under the heaven” – Ecclesiastes 3. Like our decade-long economic expansion, nothing lasts forever. Recession is on the tips of many tongues today. Judging from recent increased market volatility, this possibility is being intensely pondered. What’s driving the conversation? The shape of […]